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You could be owed £700*
per car finance agreement

You could be owed £700* per car finance agreement

Find your last 7 years agreements instantly and submit your claim:

  • icon No Paper work
  • icon No win- No Fee
  • icon Submit in less than 60 seconds

Just 3 Steps to More Justice

Follow these easy steps to get the compensation you deserve and hold the companies accountable for mis-sold PCP agreements.

Step 1

Find your agreements

Step 2

Select agreements

Step 3

Submit Claim

Don't miss out! You could be owed £700 per vehicle*

You could have one of the 22 Million affected agreements. £33 Billion is being paid out to people who have had PCP over the next 2 years.

Find my Agreements

How Do You Know If Your PCP Was Mis-Sold?

If any of the following statements apply to you, you may be entitled to thousands of pounds in compensation from a PCP claim:

  • icon
    The finance company did not inform you about any sales commissions.
  • icon
    The finance company disclosed that they received a commission but did not specify the amount.
  • icon
    You paid a high interest rate on your PCP finance.
  • icon
    You purchased a car through a PCP deal within the last 7 years.
Find My Agreements
Car finance agreement

FAQs

Personal Contract Purchase (PCP) is effectively a personal loan which allows drivers to spread the payments for a vehicle over a long period, typically two or three years. However, unlike a normal personal loan, you won't be paying off the full value of the car and you won't necessarily own it at the end of the deal, unless you choose to pay the final balloon payment. PCP is one of the more complex financial products available to help you buy a car, but it can be broken down into three main parts: the deposit, the amount you borrow and the balloon payment.

Our Fees

Our fees are shown exclusive of VAT and will be charged at the applicable VAT rate. Here's a breakdown of our fee structure

Band Redress Received % Fees Maximum fee
A £1–1,499 30.00% £420
B £1,500–9,999 28.00% £2,500
C £10,000–24,999 25.00% £5,000
D £25,000–49,999 20.00% £7,500
E £50,000+ 15.00% £10,000

These fees are in line with the FCA guidelines on compensation refunds of up to £49,999.

We will act on a 'NO WIN NO FEE' basis, and there are no administration charges or hidden fees payable. Our charging rates are set in bands depending upon the amount of redress or refund you receive.

Could you be entitled to receive compensation?

Our expert panel covers various different products and provides all clients with the best possible outcome to their claim.

Our check is 100% free. Once we present the results of our assessment we will make a suggestion to you from our panel of Solicitors, but you are under no obligation to proceed. Our Solicitors work on a no win no fee basis which may include Legal Expenses and cancellation charges for any claim cancelled after the 14 day cooling-off period. You will have the chance to review the Solicitor paperwork once we complete our initial work and identify a valid claim. We may receive a referral from your Solicitor, but you do not need to pay us anything.

You do not need to use a claims management company to make a claim for compensation. It is possible for the customer to present the claim themselves for free, either to the person against whom they wish to complain or to the relevant Financial Ombudsman Service (FOS) or the statutory compensation scheme (FSCS).

When a claim is referred to a 3rd party (e.g. a law firm), fees will be charged at no more than 30% + VAT. The respective fee will always be clearly outlined to all clients at the time of referral and the client will be given the opportunity to decide whether or not to proceed on that basis.

To read more information on the facts referenced on our website you can go to this article on the FCA's website: https://www.fca.org.uk/consumers/car-finance-complaints